Motorcycle Insurance in Sherman, TX
Motorcycle insurance is critical for meeting legal obligations and covering financial responsibilities in case of an accident. Without appropriate coverage, riders risk penalties such as fines or license suspension.
What Does Motorcycle Insurance Cover?
Motorcycle insurance policies can be customized based on your needs and budget. Your agent may recommend the following coverage types:
- Liability insurance may cover third-party bodily injury and property damage when you’re at fault.
- Collision coverage may pay for damage to your motorcycle from a crash, minus your deductible.
- Comprehensive coverage may cover non-collision incidents like theft, fire or vandalism.
- Uninsured/underinsured motorist coverage may help with costs if an at-fault driver with little or no insurance hits you.
- Custom parts and equipment coverage may cover optional accessories and modifications to your motorcycle.
While coverage can be broad, motorcycle insurance typically does not cover specific situations and types of damage, including wear and tear, mechanical breakdowns, racing and using your bike for commercial purposes.
How Can I Save on Insurance Costs?
Several strategies can help reduce your premium. You may qualify for discounts if you:
- Complete a rider training course.
- Bundle your motorcycle policy with the same provider as your auto or home insurance.
- Avoid traffic violations and maintain a clean record.
- Bundle multiple policies with the same provider.
We’re Here to Help
The agents at AeroMex Insurance can assess your situation and help you find the appropriate policy. Contact us today to get started.