RV Insurance in Sherman, TX
Owning an RV can open a world of adventure. That’s why having the right RV insurance is essential for covering your vehicle in case of losses caused by unexpected perils. At AeroMex Insurance, we can help you find the ideal coverage that meets your budget and needs.
Why Is RV Insurance Important?
Texas state law generally requires RV drivers to carry liability coverage for injuries or property damage they cause. Lenders also typically require collision and comprehensive coverage for RVs, motorhomes and travel trailers that are under a loan or lease.
What Does RV Insurance Cover?
While specifics may vary depending on the insurer and your circumstances, RV insurance generally includes the following coverage:
- Liability coverage can help protect your finances if you’re responsible for injuries or property damage while operating your RV.
- Comprehensive coverage can cover losses caused by fires, weather events, theft, or vandalism.
- Collision coverage can help pay for damage caused by colliding with an object or another vehicle.
- Uninsured/underinsured motorist coverage can cover your losses if you are hit by an at-fault driver with no insurance coverage.
- Personal injury protection (PIP) coverage can help pay for you and your passengers’ medical expenses and lost wages if you are injured in an accident, regardless of fault.
- Personal property coverage can cover the repair or replacement of personal belongings that you keep or transport inside your RV.
How Much Does RV Insurance Cost?
The cost of RV insurance can depend on several factors. These may include:
- Driving history
- Prior claims
- RV type and model
- Location
- Deductible
- Coverage selection
Where Can I Purchase RV Insurance?
Contact AeroMex Insurance today to discuss your RV insurance options with our team or request a personalized quote.